SIP Facility Application Form 210318.cdr

(To be signed by All Applicants if mode of operation is Joint)

Signature(s)

Name of First Unit Holder Name of Second Unit Holder

First Applicant Second Applicant

Third Applicant

Name of Third Unit Holder

I/We hereby authorise Aditya Birla Sun Life Mutual Fund and their authorised service provider to debit the above bank account by NACH/ Auto Debit Clearing for collection of SIP payments. I/We understand that the

information provided by me/us may be shared with third parties for facilitating transaction processing through NACH/ Auto Debit Clearing or for compliance with any legal or regulatory requirements. I/We hereby declare

that the particulars given above are correct and complete and express my/our willingness to make payments referred above through participation in NACH/ Auto Debit. If the transaction is delayed or not effected at all for

reasons of incomplete or incorrect information, I/We will not hold ABSLAMC/MF or their appointed service providers or representatives responsible. I/We will also inform, about any changes in my bank account

immediately. I/We undertake to keep sufficient funds in the funding account on the date of execution of standing instruction. I/We have read and agreed to the terms and conditions mentioned overleaf. The ARN holder

has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being

recommended to me/us.

"I / We acknowledge that the RIA has entered into an agreement with the AMC / MF for accepting transaction feeds under the code. I / We hereby indemnify, defend and hold harmless the AMC / MF against any

regulatory action, damage or liability that they may suffer, incur or become subject to in connection therewith or arising from sharing, disclosing and transferring of the aforesaid information."

For Micro SIP only: I hereby declare that I do not have any existing Micro SIPs which together with the current application in rolling 12 month period or in financial year i.e. April to March will result in aggregate investments

exceeding ` 50,000 in a year. (refer Instruction no: B-16).

DECLARATION(S) & SIGNATURE(S)

Transaction Charges for Applications routed through Distributors/agents only (Refer Instruction C-7)

In case the subscription (lumpsum) amount is 10,000/- or more and your Distributor has opted to receive Transaction Charges, 150/- (for first time mutual fund investor) or 100/- (for investor

other than first time mutual fund investor) will be deducted from the subscription amount and paid to the distributor. Units will be issued against the balance amount invested.

` ` `

Date

Employee Unique ID. No. (EUIN)

Sub Broker Code

Sub Broker Name & ARN/ RIA No.Distributor Name & ARN/ RIA No.

EUIN is mandatory for “Execution Only” transactions. Ref. Instruction No. C-3

I/we hereby confirm that the EUIN box has been intentionally left blank my me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales person

of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor/sub broker.

First Applicant / Authorised Signatory

Second Applicant

Third Applicant

D D

M M Y Y Y Y

SIP 03/18 – V1

MUTUAL FUNDS

Aditya Birla Sun Life Mutual Fund

SIP Facility Application Form

INVESTMENT DETAILS (Refer Instruction B)

SIP Frequency

Monthly

From:

5 years

To:

10 years

15 years

31/12/99

Others

Step Up (OPTIONAL - and available

only for SIP Investments through NACH)

Step Up Amount:

500/- 1000/-

Other (In multiple of 500/-) ________________

Step Up Frequency:

Half Yearly

Yearly

*Step Up Max Amount: ________________

FIRST / SOLE APPLICANT INFORMATION (MANDATORY)

NAME OF FIRST / SOLE APPLICANT

Mr. Ms.

M/s.

Cheque Date Cheque No. Amount

First Installment

Drawn on Bank and Branch

SCHEME NAME

ABSL

PLAN

OPTION

SIP Installment Amount

Weekly __________________ (Please mention any day between Monday to Friday)

SIP Date

Tenure

M M Y Y YY

Date

D D M M Y Y Y Y

UMRN

Office use only

Sponsor Bank Code

Office use onlyUtility Code

I/We hereby authorize: to debit (tick✓) SB / CA / CC / SB-NRE / SB-NRO / Other

Bank A/c No.:

With

Bank:

Bank Name & Branch

IFSC OR MICR

an amount of Rupees

Reference 1

Reference 2

Folio No:

Appln No:

Mobile

Email:

PERIOD

From

Until Cancelled

1. Sign .............................................................. 2. Sign .............................................................. 3. Sign ..............................................................

Name as in bank records (mandatory) Name as in bank records (mandatory) Name as in bank records (mandatory)

CREATE

MODIFY

CANCEL

(tick✓)

DEBIT MANDATE-ONE TIME MANDATE / NACH / AUTO DEBIT

[Applicable for Lumpsum Additional Purchases as well as SIP Registrations] Please attach a cancelled cheque/cheque copy.

Declaration: This is to confirm that the declaration has been carefully read, understood & made by me/us. I am authorizing Aditya Birla Sun Life Mutual Fund to debit my

account based on the instructions as agreed and signed by me. I have understood that I am authorised to cancel/amend this mandate by appropriately communicating

the cancellation/amendment request to Aditya Birla Sun Life Mutual Fund or the bank where I have authorised the debit.

ADITYA BIRLA SUN LIFE MUTUAL FUND

I agree for the debit of mandate processing charges by the bank whom I am authorizing to debit my account as per latest schedule of charges of bank.

FREQUENCY

Monthly Quarterly Half Yearly Yearly As & when presented

1 1

2 2

9 9

DEBIT TYPE Fixed Amount Maximum Amount

Existing Investor Folio No.

Application No.

(*MANDATORY)

Use existing One Time Mandate

(To be filled in case of more than one OTM registration)

Bank Name

A/c No.

(any date between 1-28)

(PLEASE READ THE INSTRUCTIONS BEFORE FILLING UP THE FORM.)

M M Y Y YY

INSTRUCTIONS FOR ONE TIME MANDATE FORM

• Investors who have already submitted an NACH/AUTO DEBIT form or already registered for NACH/AUTO DEBIT facility should not submit NACH/AUTO DEBIT

form again as NACH/AUTO DEBIT registration is a one-time process only for each bank account. However, if such investors wish to add a new bank account

towards OTM facility may fill the form.

• Investors, who have not registered for NACH/AUTO DEBIT facility, may fill the NACH/AUTO DEBIT form and submit duly signed with their name mentioned.

• Mobile Number and Email Id: Unit holder(s) should mandatorily provide their mobile number and email id on the mandate form. Where the mobile number and

email id mentioned on the mandate form differs from the ones as already existing in the folio, the details provided on the mandate will be updated in the folio. All

future communication whatsoever would be, thereafter, sent to the updated mobile number and email id.

• Unit holder(s) need to provide along with the mandate form an original cancelled cheque (or a copy) with name and account number pre-printed of the bank

account to be registered or bank account verification letter for registration of the mandate failing which registration may not be accepted. The Unit holder(s)

cheque/ bank account details are subject to third party verification.

• Investors are deemed to have read and understood the terms and conditions of NACH/AUTO DEBIT Facility, SIP registration through NACH/AUTO DEBIT facility,

the Scheme Information Document, Statement of Additional Information, Key Information Memorandum, Instructions and Addenda issued from time to time of

the respective Scheme(s) of Aditya Birla Sun Life Mutual Fund.

• Date and the validity of the mandate should be mentioned in DD/MM/YYYY format

• Please mention the amount in figures and words.

• Please fill all the required details in the Debit Mandate Form for NACH/Auto Debit. The sole/first holder must be one of the holders in the bank account.

• The UMRN, the Sponsor Bank Code and the Utility Code are meant for office use only and need not be filled by the investors.

• The 9 digit MICR and the 11 digit IFSC are mandatory requirements without which your SIP applications will be rejected. You should find these codes on your

cheque leaf.

Website : www.adityabirlasunlifemf.com | E-mail : [email protected] | Contact Centre : 1-800-270-7000

INTENTIONALLY LEFT BLANK

General Instructions

1. New investors who wish to enroll for SIP should fill this form in addition to the Common Application

Form. Please quote the application number of the Common Application Form on this SIP Form.

Details of the SIP should be provided on this form. Both Forms should be submitted together.

2. Existing investors needs to fill up only this form and first purchase cheque with existing folio details.

The AMC reserves the right to assign any of the existing Folio Number of the investor against

multiple applications and / or subsequent purchases under this new application form lodged, with

identical mode of holding and address and such other criterions and integrity checks as may be

determined by the AMC from time to time.

Note: Investors can also start a SIP without any initial Investment. New investors need to submit this

application form along with Common Application Form, whereas existing investors can start SIP

without initial investment by submitting this form along with existing folio details.

3. The name of the bank provided for OTM/ NACH/ Auto Debit should participate in local MICR clearing.

4. The investor hereby agrees to abide by the terms and conditions of OTM/ NACH/ Auto Debit facility

of Reserve Bank of India (RBI).

5. SIP form should be submitted 30 days before the first Debit through NACH/ Auto Debit. In case the

auto debit start date as mentioned in the form does not satisfy this condition, the first date shall be

rolled over to begin from the immediately following month.

6. In case the application is accompanied with a cheque for the first SIP transaction, it should be drawn

on the same bank account which is to be registered for NACH/ Auto Debit.

7. Investor should provide 9 digit MICR code and complete bank address for SIP auto debit transactions.

MICR starting with 000 and end with 000 will not be acceptable.

Default Details

8. Default Dates:

Monthly SIP: In case of any ambiguity in selection of investment dates, the SIP date will be 7 of each

month.

Weekly SIP: In case of any ambiguity in selection of investment day, the SIP day will be as

‘Wednesday’.

9. Default Frequency:

If investor fails to mention frequency the same shall be considered as ‘Monthly’ as default option.

10. For Regular SIP - “Default end date is December 31, 2099. In case the ‘End Date’ is not mentioned by

the investor in the Form, the same would be considered as 31st December, 2099 by default”.

11. Minimum Amount

For Monthly and Weekly SIP:

(i) Aditya Birla Sun Life Tax Plan and Aditya Birla Sun Life Tax Relief '96: Minimum 6 cheques/

Instalments of ` 500/- each and above.

(ii) Other Schemes: Minimum 6 Cheques/ Instalments of ` 1,000/- each and above.

12a. The first investment cheque amount shall be considered as the first installment

12b. The initial/ first SIP investment amount can be different from the subsequent SIP amount provided

the initial/ first SIP investment amount also confirms to the minimum SIP amount criteria of the

respective scheme.

13. Cheques should be drawn payable at locations of Aditya Birla Sun Life AMC Limited branches &

authorised centres. Non MICR / outstation post dated cheques will not be accepted for SIP.

14. Allotment of Units

Monthly SIP: Incase, the SIP transaction date is a non-business day the SIP will be processed on the

immediate next business day.

Weekly SIP: Units will be Allotted at the NAV related prices of the Monday and/or Tuesday and/or

Wednesday and/or Thursday and/or Friday of every week (or next business day, if Monday and/or

Tuesday and/ or Wednesday and/or Thursday and/or Friday is a non business day).

15. Discontinue / Cancellation of SIP

The investor has the right to discontinue SIP at any time he/she so desires by sending a written

request 30 calendar days in advance of the immediate next due date to any of the offices of Aditya

Birla Sun Life Mutual Fund or its Authorized Collection Centres. On receipt of such request SIP will be

terminated.

16. MICRO SIP :-

1. As per AMFI notification and Guidelines issued on July 14, 2009, SIPs or lumpsum by eligible

investors where aggregate (under all schemes of Mutual Fund) in a rolling 12 month period or in

a financial year i.e. April to March does not exceed ` 50,000 (known as “Micro SIP”) shall be

exempted from the requirement of PAN.

2. This exemption of PAN requirement is only available to individuals (including Joint Holders,

NRIs but not PIOs), Minors and Sole proprietary firms who do not possess PAN*. HUFs and other

categories will not be eligible for this exemption.

* In case of joint holders, first holder must not possess a PAN.

3. Please note that for availing Micro SIP, investor have to submit KYC/ KRA

acknowledgement/confirmation quoting PAN Exempt KYC Reference No. (PEKRN) obtained

from KYC Registration Agency (KRA) along with the application form for such investments.

Eligible investors must hold only one PEKRN.

4. Please note that investors holding a valid permanent Account Number (PAN) issued by Income

tax Department are mandatorily required to be KYC compliant and submit the KYC/KRA

acknowledgement/confirmation.

5. Additional Micro SIP in same folio: For Subsequent Micro SIP applications, investor can quote

the existing folio number where a Micro SIP has been registered and need not resubmit the

supporting document.

6. In case of any deficiencies in the supporting documents or in case of the aggregate of SIP

investments exceeding Micro SIP threshold, the Mutual Fund reserves the right to reject the

applications.

7. In case the first Micro SIP installment is processed, and the application is found to be defective,

the Micro SIP registration will be ceased for future installments. No refund shall be made for the

units already allotted and the investors may redeem their investments.

17. "On behalf of Minor" Accounts: Name of Guardian must be mentioned if investments are being made on

behalf of a minor. Date of birth is mandatory in case of minor. The minor shall be the first and the sole

holder in the account (folio). No joint holder will be allowed in an account (folio) where minor is the

first or sole holder. Guardian in the account (folio) on behalf of the minor should either be a natural

guardian (i.e. father or mother) or a court appointed legal guardian and the same must be mentioned

in the space provided in application form. Copy of document evidencing the date of birth of the minor

and relationship of the guardian with the minor (whether natural or legal guardian) should

mandatorily be provided while opening of the account (folio). Also, nomination shall not be allowed in

a folio/account held on behalf of a minor.

18. STEP-UP SIP

1. Frequency for Step-Up SIP:

a. Half Yearly Step-Up SIP: Under this option, the amount of investment through SIP installment

shall be increased by amount chosen/designated by Investor post every 6th (sixth) SIP

installment.

b. Yearly Step-Up SIP: Under this option, the amount of investment through SIP installment shall be

increased by amount chosen/designated by Investor post every 12th (twelfth) SIP installment.

2. Minimum Step-Up SIP Amount: ` 500 and in multiples of ` 500 thereafter.

3. Default Step-Up SIP Frequency and amount: In case the investor fails to specify any frequency or

amount for Step-Up SIP, the same shall be deemed as Yearly Step-Up SIP and ` 500

respectively and the application form shall be processed accordingly. In case the investor fails

to specify both, i.e. the frequency for Step-Up SIP and amount for Step-Up SIP, the application

form may be processed as conventional SIP, subject to it being complete in all other aspects.

4. SIP application form has “Max Cap Amt”, Step up will be registered till each SIP amount reaches

max cap amt. Further max cap amount would remain constant for continuing future instalments

till its SIP End date.

• OTM max amt and Cap amt should be same, if it is different then which ever is less would

be considered as Cap amt.

• If investor fails to mention the “Max Cap Amt” then step up would continue as per the

frequency/step up amt mentioned on the application form considering the OTM max amt.

19. In case 3 (three) consecutive instalments are not honoured/failed on account of reasons attributable

to the investors like insufficient balance etc. Aditya Birla Sun Life AMC Limited shall discontinue SIP

registrations.

20. First Installment Details:

a. Single investment cheque should be submitted, crossed “Account Payee only” and drawn

favoring “Aditya Birla Sun Life Mutual Fund”.

b. Please ensure that the investment cheque issued by you complies with CTS 2010 requirement

Stipulated by the Reserve Bank of India. The words “CTS 2010” should appear on the face of

the cheque.

Payments made by Cash/Money Order/Postal Order, Non- MICR cheques Outstation cheques

are not accepted.

B. GENERAL INSTRUCTIONS FOR SIP

Aditya Birla Sun Life Advantage Fund/ Aditya Birla Sun Life Dividend Yield Plus/ Aditya Birla Sun Life Tax Plan*/ Aditya Birla Sun Life India Opportunities Fund/ Aditya Birla Sun Life MNC Fund/ Aditya Birla Sun Life Midcap

Fund/ Aditya Birla Sun Life India GenNext Fund/ Aditya Birla Sun Life Equity Fund/ Aditya Birla Sun Life New Millennium Fund/ Aditya Birla Sun Life Frontline Equity Fund/ Aditya Birla Sun Life Tax Relief ‘96*/ Aditya Birla

Sun Life Commodity Equities Fund - Global Agri Plan/ Aditya Birla Sun Life Balanced ‘95 Fund/ Aditya Birla Sun Life Top 100 Fund/ Aditya Birla Sun Life Infrastructure Fund/ Aditya Birla Sun Life India Reforms Fund/

Aditya Birla Sun Life Small & Midcap Fund/ Aditya Birla Sun Life International Equity Fund/ Aditya Birla Sun Life Index Fund/ Aditya Birla Sun Life Special Situations Fund/ Aditya Birla Sun Life Pure Value Fund/ Aditya Birla

Sun Life Savings Fund/ Aditya Birla Sun Life Short Term Opportunities Fund/ Aditya Birla Sun Life Dynamic Bond Fund/ Aditya Birla Sun Life Floating Rate Fund - Long Term Plan/ Aditya Birla Sun Life Gilt Plus - PF Plan/

Aditya Birla Sun Life Constant Maturity 10 Year Gilt Fund/ Aditya Birla Sun Life Income Plus/ Aditya Birla Sun Life Government Securities Fund - Lonng Term Plan/ Aditya Birla Sun Life MIP#/ Aditya Birla Sun Life MIP II#/

Aditya Birla Sun Life Monthly Income#/ Aditya Birla Sun Life Cash Manager/ Aditya Birla Sun Life Treasury Optimizer Plan/ Aditya Birla Sun Life Short Term Fund/ Aditya Birla Sun Life Medium Term Plan/ Aditya Birla Sun

Life Enhanced Arbitrage Fund/ Aditya Birla Sun Life Gold Fund/ Aditya Birla Sun Life Banking and Financial Services Fund/ Aditya Birla Sun Life Manufacturing Equity Fund/ Aditya Birla Sun Life Equity Savings Fund/

Aditya Birla Sun Life Corporate Bond Fund.

A. SCHEMES AVAILABLE UNDER SIP

CHECKLIST

Particulars

First Purchase through cheque

Different amount for first cheque and

subsequent installment

Minimum Amount Criteria (For list of eligible

schemes please refer the SIP instructions.)

Application with Minor as first applicant

Regular SIP

Recommended

Allowed

Aditya Birla Sun Life Tax Relief '96 and Aditya Birla Sun Life

Tax Plan - ` 500 / each, Other eligible Schemes -

` 1000/ each.

Allowed

Recommended

Allowed

Aditya Birla Sun Life Tax Relief '96 and Aditya Birla Sun Life

Tax Plan - ` 500 / each, Other eligible Schemes -

` 1000/ each.

Allowed

Micro SIP (Upto ` 50,000

Investment in a year)

1. DISCLAIMER

(i) Investors will not hold Aditya Birla Sun Life Mutual Fund, its Registrars and other service

providers responsible if the transaction is delayed or not effected or the investor bank account

is debited in advance or after the specific SIP date due to various clearing cycles of OTM/

NACH/ Auto Debit.

(ii) Aditya Birla Sun Life Mutual Fund, its Registrars and other service providers shall not be

responsible and liable for any damages/compensation for any loss, damage etc. incurred by the

investor. The investor assumes the entire risk of using this facility and takes full responsibility.

(iii) Aditya Birla Sun Life Mutual Fund reserves the right to reject any application without assigning

any reason thereof.

(iv) Investors shall not hold the AMC/ Registrar/Service Providers and/or the Bank/s liable for any

failure or delay in completion of its obligations where such failure or delay is caused, in whole or

in part, by any Force Majeure event including acts of God, civil war, civil commotion, riot, strike,

mutiny, revolution, fire, flood, war, earthquake, or any other cause of peril which is beyond the

AMC/ Registrar /Service Provider’s and/or the Bank’s/s’ reasonable control. Further no

separate intimation will be received from AMC / It’s Registrar / Bank and/or Service Providers

in case of non-execution of the instructions in case of such Force Majeure events.

2. It is compulsory for all investors to quote their Permanent Account Number (PAN) and submit copy of

the PAN card issued by the Income Tax Department, irrespective of the amount of investment, while

making an application for Purchase of Units. In case of joint applicants, PAN details of all holders

should be submitted. In case the investor making the application is a minor, PAN details of the

Guardian must be submitted. Investors residing in the state of Sikkim are exempt from the

mandatory requirement of PAN proof submission, however sufficient documentary

evidence shall have to be submitted to Aditya Birla Sun Life Mutual Fund for verifying that they are

residents of State of Sikkim. Investors (being individuals) applying for Micro SIP registrations are

exempt from mandatory requirement of PAN submission. For further details on Micro SIP, please

refer instructions (E-23) in SIP Application Form.

3. DIRECT APPLICATIONS AND EUIN

a. Investment in Direct Plan: Investors applying under Direct Plan, are advised to write the word

'DIRECT' in the column 'ARN No' or 'Broker Code' in their applications for purchases/additional

purchases/switches in all such cases where applications are not routed through any

distributor/agent/broker. In cases where unit holder uses a pre-printed transaction

slip/application form where details in the 'ARN No' or 'Broker Code' column is already printed,

unit holder should cancel the ARN No/ Broker Code, write 'DIRECT' in the said column. Also, in

case ARN No/ Broker Code is mentioned in the application form, but “Direct Plan” is

indicated, the ARN No/ Broker Code will be ignored and the application will be processed

under Direct Plan, subject to it being complete in all other aspects. Further, where

application is received for Regular Plan without Distributor code or "Direct" mentioned in

the ARN Column, the application will be processed under Direct Plan.

b. Employee Unique Identification Number (EUIN) is a unique number allotted to Sales personnel

i.e. employee/ relationship manager/ sales person of the distributor interacting with the

investor for the sale of mutual fund products. Such sales personnel associated with Distributor,

should also be holding a valid NISM certificate. Thus, in case of applications routed through

distributors, in addition to the AMFI Registration Number (ARN) of the distributor,

Investors are requested to also provide the EUIN of the individual ARN holder or of

employee/relationship manager/sale person of the Distributor interacting with the

investor. Providing appropriate EUIN in the application/transaction forms would assist in

tackling the problem of mis-selling even if the Sales personnel on whose advice the transaction

was executed by investor leaves the employment of the distributor or his/her sub broker. If the

distributor has not given any advice pertaining to the investment (i.e. transaction is ‘execution

only’), then the EUIN box may be left blank, but it would be mandatory for the investor to provide

confirmation as mentioned in the application form.

4. KNOW YOUR CUSTOMER (KYC)

According to guidelines issued by SEBI under 'The Prevention of Money Laundering Act, 2002',

Mutual Funds are required to follow enhanced know your customer (KYC) norms. Investors can visit

branches of ABSLAMC or may visit www.adityabirlacapital.com, www.amfiindia.com and

www.cdslindia.com to know detailed procedure for KYC compliance.

Effective January 01, 2011 it is mandatory for all category of investors to be KYC compliant

for all investment transactions made on or after January 01, 2011, irrespective of amount of

investment.

To further clarify, the above category of investors shall include:

i. their constituted Power of Attorney (PoA) holder, in case of investments through a PoA

ii. each of the applicants, in case of investments in joint names; and

iii. Guardian in case of investments on behalf of minor.

Applications without KYC Acknowledgement letter for the specified category of investors are liable to

be rejected.

Provided further, where it is not possible to verify the KYC compliance status of the investor at the

time of allotment of units, the ABSLAMC shall verify the KYC compliance status of the investor within

a reasonable time after the allotment of units. In the event of non compliance of KYC requirements,

the ABSLAMC reserves the right to freeze the folio of the investor(s) for any kind of transactions or

affect mandatory redemption of unit holdings of the investors at the applicable NAV, subject to

payment of exit load. Investors should note that on completion of KYC Compliance all details of the

investor in the Mutual Fund records will be replaced by the details as given in KYC Application Form by

the investor. Any change in these details like change of Name / Address / Status /Signature, etc.

should be given by Investor directly in the prescribed manner.

Pursuant to SEBI Circular No. MIRSD/ Cir-26/ 2011 dated December 23, 2011, SEBI (KYC

Registration Agency) Regulations, 2011 and SEBI Circular No. MIRSD/SE/Cir-21/2011 dated

October 05, 2011, regarding uniformity in the Know Your Customer (KYC) process in the securities

market and development of a mechanism for centralization of the KYC records to avoid duplication of

KYC Process across the intermediaries in the securities market, the following changes are being

made to KYC process w.e.f. January 01, 2012:

1. SEBI has introduced a common KYC Application Form for all the SEBI registered intermediaries

viz. Mutual Funds, Portfolio Managers, Depository Participants, Stock Brokers, Venture Capital

Funds, Collective Investment Schemes, etc. New Investors are therefore requested to use the

common KYC Application Form and carry out the KYC process including In-Person Verification

(IPV) with any SEBI registered intermediaries including mutual funds. The KYC Application Forms

are also available on our website www.adityabirlacapital.com.

2. The Mutual Fund shall perform the initial KYC of its new investors and may undertake enhanced

KYC measures commensurate with the risk profile of its investors. The Mutual Fund shall upload

the details of the investors on the system of the KYC Registration Agency (KRA). Registrar &

Transfer Agent (RTA) of the Mutual Fund may also undertake the KYC of the investors on behalf of

the Mutual Fund. KRA shall send a letter to the investor within 10 working days of the receipt of

the initial/updated KYC documents from the Mutual Fund, confirming the details thereof.

3. Once the investor has done KYC with a SEBI registered intermediary, the investor need not

undergo the same process again with another intermediary including mutual funds. However, the

Mutual Fund reserves the right to carry out fresh KYC of the investor.

4. It is mandatory for intermediaries including mutual funds to car out In-Person Verification (IPV)

of its new investors w.e.f January 01, 2012. The IPV carried out by any SEBI registered

intermediary can be relied upon by the Mutual Fund. ABSLAMC and NISM/AMFI certified

distributors who are KYD compliant are authorized to undertake the IPV for Mutual Fund

investors. Further, in case of any applications received directly (i.e. without being routed through

the distributors) from the investors, the Mutual Fund may rely upon the IPV (on the KYC

Application Form) performed by the scheduled commercial banks.

5. Existing KYC compliant investors of the Mutual Fund can continue to invest as per the current

practice. However, existing investors are also urged to comply with the new KYC requirements

including IPV as mandated by SEBI.

5. RESTRICTION ON ACCEPTANCE OF THIRD PARTY PAYMENT:

a) Pursuant to the AMFI Best Practice Guidelines circular on ‘Risk mitigation process against

Third-Party Cheques in mutual fund subscriptions’ read with compliance with ‘Know your

Customer (KYC)’ norms under Prevention of Money Laundering Act, 2002 (PMLA), Aditya Birla

Sun Life AMC Ltd. (ABSLAMC)/ Aditya Birla Sun Life Mutual Fund (ABSLMF) shall not

accept applications for subscriptions of units accompanied with Third Party Payments,

except in the cases as enumerated below in para (c).

b) “Third Party Payment” means payment through an instrument issued from a bank account

other than that of the beneficiary investor. In case of payments from a joint bank account, the

first named investor/holder of the mutual fund folio has to be one of the joint holders of the bank

account from which payment is made.

c) ABSLAMC shall not accept subscriptions accompanied with Third Party Payments except in the

following exceptional situations subject to submission of requisite documentation/declarations

enumerated in para (d) below:

i. Payment by Parents/Grand-Parents/Related persons on behalf of a minor in consideration of

natural love and affection or as gi for a value not exceeding ` 50,000/- (each regular purchase or

per SIP installment) However, this restriction will not be applicable for payment made by a

guardian whose name is registered in the records of Mutual Fund in that folio as a guardian.

ii. Payment by Employer on behalf of employee under Systematic Investment Plans (SIP) through

Payroll deductions.

iii. Custodian on behalf of an FII or a client.

d) In case of ‘exceptional situations’ mentioned above, investors are required to submit following

documents/declarations alongwith the application form without which such applications will be

rejected/ not processed/refunded:

i. Mandatory KYC for all Investors (guardian in case of minor) and the person making the payment

i.e. third party. In order for an application to be considered as valid, investors and the person

making the payment should attach their valid KYC Acknowledgement Letter to the application

form.

ii. A separate, complete and valid ‘Third Party Payment Declaration Form’, inter alia, containing

the details of the bank account from which the payment is made and the relationship with the

investor(s). The declaration has to be given by the person making the payment i.e. Third Party.

Please contact the nearest Investor Service Centre (ISC) of ABSLAMC or visit our website

www.adityabirlacapital.com for the said Declaration Form.

ABSLAMC/ABSLMF shall verify the source of funds to ensure that funds have come from the

drawer’s account only.

e) Investors are requested to note that, in case of:

i. Payment by Cheque: An investor at the time of his/her purchase must provide the details of

his pay-in bank account (i.e. account from which a subscription payment is made) and his pay-

out bank account (i.e. account into which redemption/dividend proceeds are to be paid).

If the name/bank account number is not pre-printed on the cheque and signature on the cheque

does not match with signature on the application, then the first named applicant/investor

should submit any one of the following documents:

a. a copy# of the bank passbook or a statement of bank account having the name and address of

the account holder and account number;

b. a letter* (in original) from the bank on its letterhead certifying that the investor maintains an

account with the bank, along with information like bank account number, bank branch, account

type, the MICR code of the branch & IFSC Code (where available).

# Investors should also bring the original documents along with the documents mentioned in (a)

above to the ISCs/Official Points of Acceptance of ABSLMF. The copy of such documents will be

verified with the original documents to the satisfaction of the ABSLAMC/ABSLMF. The original

documents will be returned across the counter to the investor after due verification.

* In respect of (b) above, it should be certified by the bank manager with his/her full signature,

name, employee code, bank seal and contact number.

Investors should note that where the bank account numbers have changed on account of the

implementation of core banking system at their banks, any related communication from the

bank towards a change in bank account number should accompany the application form for

subscription of units.

ii. Payment by Prefunded Instrument:

(1) If the subscription is settled with pre-funded instruments such as Pay Order, Demand Draft,

Banker’s cheque, etc., a Certificate (in original) from the Issuing banker must accompany

the purchase application, stating the Account holder’s name and the Account number

which has been debited for issue of the instrument.

The account number mentioned in the Certificate should be a registered bank account or

the first named unitholder should be one of the account holders to the bank account

debited for issue of such instruments. Investors may also submit a copy of the

acknowledgement from the bank, wherein the instructions to debit carry the bank account

details and name of the investor as an account holder, or a copy of the passbook/bank

statement evidencing the debit for issuance of a DD, provided bank account number has to

match with the details provided in the application form and name should match with the

name of the first named unitholder.

(2) A pre-funded instrument issued by the Bank against Cash shall not be accepted for

investments of ` 50,000/- or more. This also should be accompanied by a certificate from

the banker giving name, address and PAN (if available) of the person who has requested for

the payment instrument. The name mentioned on the Certificate should match with the

name of the first named unitholder and certificate must state such investor’s bank account

number and PAN as per bank record, if available.

The Certificate(s) mentioned in (1) and (2) above should be duly certified by the bank

manager with his/her full signature, name, employee code, bank seal and contact number.

iii. Payment by RTGS, NEFT, ECS, NECS, Bank transfer, etc: A copy of the instruction to the

bank stating the account number debited must accompany the purchase application. The

account number mentioned on the transfer Instruction copy should be a registered bank account

or the first named unitholder should be one of the account holders to the bank account.

iv. Cash acceptance towards subscription

In accordance with SEBI circular CIR/IMD/DF/10/2014 dated May 22, 2014, Investors who are

KRA-KYC compliant and do not belong to the top 15 cities* may avail of facility of subscribing to

units of the Scheme through cash to the extent of ` 50,000/- per investor per financial year.

However, repayments in form of redemptions, dividend, etc. with respect to investments through

cash, shall be paid only through banking channel. Currently, cash shall be accepted at designated

Investor Services Centers of Computer Age Management Services Pvt. Ltd (CAMS) in Guntur,

Bhagalpur, Palanpur, Satara, Sangli, Bhatinda, Kota, Namakkal, Bareilly and Haldia. For detailed

Address of Investor Services Centers of CAMS, refer address at the end of the document. Also,

for the detailed procedures for making cash applications, Investors may enquire at the said

designated ISCs for further assistance. *Top 15 cities shall mean top 15 cities based on

Association of Mutual Funds in India (AMFI) data on 'AUM by Geography - Consolidated Data for

Mutual Fund Industry' as at the end of the previous financial year. In case the application for

subscription does not comply with the above provisions, ABSLAMC/ABSLMF retains the Sole

and absolute discretion to reject/not process such application and refund the subscription

money and shall not be liable for any such rejection.

vi. Investors residing in Centres, where the Investors service Centres of the mutual fund are not

located, are requested to make payment by demand drafts payable at the Centre where the

application is to be lodged. D.D. charges would be borne by the fund only for the investors residing at

places which are not covered by our office / authorised centres & DD Charges are mentioned in the

form. The maximum charges so borne by the fund would be restricted to limits as prescribed by State

Bank of India.

7. TRANSACTION CHARGES

SEBI with the intent to enable investment by people with small saving potential and to

increase reach of Mutual Fund products in urban areas and in smaller towns, wherein the role

of the distributor is considered vital, has allowed AMCs vide its circular No. Cir/ IMD/

DF/13/2011 dated August 22, 2011 to deduct transaction charges for subscription of

` 10,000/- and above. In accordance with the said circular, if the distributor, through

which your application form is being routed, has opted to receive the Transaction

Charges, Aditya Birla Sun Life AMC Ltd. shall deduct the Transaction Charge of ` 150/-

(for First Time Mutual Fund Investor) or ` 100/- (for Investor other than First Time

Mutual Fund Investor i.e. Existing Mutual Fund Investor) from your subscription amount

and pay the same to such distributor. Thereafter, the units shall be allotted against the

balance amount invested after deduction of Transaction charges payable to the

distributor. The statement of account shall clearly state the net investment as gross

subscription less transaction charge and depict the number of units allotted against the

net investment amount.

Please note that Transaction Charges shall not be deducted in the following cases:

a. Purchases / subscriptions for an amount less than ` 10,000/-;

b. Transaction other than purchases / subscriptions relating to new inflows such as Switches /

STPs / Dividend Sweep etc.

c. Purchases / subscriptions made directly with the Mutual Fund (i.e. not routed through

any distributor / agent). In case of investments through Systematic Investment Plan

(SIP):

Transaction charges in case of investments through Systematic Investment Plan (SIP) shall be

deducted only if the total commitment (i.e. amount per SIP installment x No. of installments)

amounts to ` 10,000/- or more. The transaction charges shall be deducted in 3-4 installments.

Investor should note that, as per SEBI circular no. SEBI/IMD/CIR No. 4/ 168230/09,

dated June 30, 2009, the upfront commission, if any, on investment made by the

investor shall continue to be paid by the investor directly to the Distributor by a separate

cheque, based on his assessment of various factors including the service rendered by the

Distributor.

EMAIL COMMUNICATION

Account Statements, Quarterly Newsletter, Annual Reports and Transaction Confirmation can be

sent to Unit holders by post / email. Should the Unit holder experience any difficulty in accessing in

the electronically delivered documents, the unit holder shall promptly inform the same to the Mutual

Fund. It is deemed that the Unit holder is aware of all security risks including possible third party

interception of the documents and contents of the documents becoming known to third parties.

C. COMMON INSTRUCTIONS FOR SIP